SinglePoint's ERP integration layer connects treasury data directly to enterprise resource planning systems — SAP S/4HANA, Oracle Cloud ERP, Oracle NetSuite, Microsoft Dynamics 365, Workday Financial Management, Sage Intacct, and Infor CloudSuite. Pre-built connectors handle bank statement ingestion, automated reconciliation against open AP and AR items, outbound ACH and wire payment origination from ERP payment runs, and payment status feedback to update the ERP's transaction state.
ERP integration eliminates manual bank data re-keying that accounts payable and general accounting teams historically performed every morning. Transactions that SinglePoint clears overnight flow into the ERP through a BAI2 feed before 7:00 AM; the ERP's bank reconciliation engine auto-matches cleared items against open invoices and vendor bills, posting the matches and surfacing only unmatched exceptions for analyst review. Month-end close runs days faster when reconciliation is continuous instead of a week-long manual exercise.
Plan ERP Integration BAI2 Format
Two integration patterns cover every ERP. Direct connectors embed SinglePoint touchpoints inside the ERP itself; file-based integration uses scheduled SFTP exchange of structured files.
Direct connectors install as ERP plug-ins or extensions that call SinglePoint APIs from within the ERP's native user interface. The SAP SinglePoint connector adds menu options under the FSCM Cash Management tree — "Refresh Balance from SinglePoint" pulls current positions without waiting for the scheduled BAI2 feed, "Approve Pending Payments" lists SinglePoint payment queue items inline, and "Match Exceptions" routes positive pay exceptions to accounts payable for research. The Oracle Cloud ERP connector exposes SinglePoint through Oracle's Integration Cloud adapter framework with REST-based real-time queries. NetSuite's SuiteApp publishes SinglePoint screens inside NetSuite's tabbed interface. Direct connectors reduce context-switching — treasury and AP analysts work inside the ERP instead of switching between SinglePoint and ERP windows. OCC guidance on third-party bank integrations informs connector security design.
File-based integration is the universal path — any ERP that accepts bank data imports works with SinglePoint regardless of connector availability. Inbound files deliver from SinglePoint to an ERP-accessible SFTP endpoint: BAI2 by 6:00 AM for prior-day reconciliation, intraday BAI2 every 2 hours for same-day liquidity, and month-end consolidated files on the first business day. The ERP's bank statement import job picks up the file and runs reconciliation. Outbound files move in reverse: the ERP's payment run generates a NACHA file for ACH or MT101 message for wires; SinglePoint picks up the file from a reverse SFTP endpoint, validates format and authorization, and originates the payment on the correct rail. Both directions use SSH key authentication with optional PGP encryption. File-based integration typically implements faster than direct connectors — 3-4 weeks for NetSuite, 8-12 weeks for SAP — because it touches fewer ERP customization points.
ERP integration closes the loop between bank transactions and enterprise accounting. SinglePoint delivers bank statements (BAI2, MT940, ISO 20022 CAMT.053) to SAP FSCM, Oracle Bank Statement Processing, NetSuite SuiteBank Connect, Dynamics 365 Cash and Bank Management, Workday, Sage Intacct, and Infor CloudSuite. The ERP's reconciliation engine auto-matches cleared items against open AP and AR records using amount, reference, and counterparty signals. Outbound payments flow the opposite way — the ERP generates NACHA ACH files, MT101 wire instructions, or ISO 20022 PAIN.001 credit transfers that SinglePoint picks up and originates on payment rails. Direct connectors add in-ERP user experiences while file-based integration covers every ERP universally. Benefits: continuous reconciliation replaces week-long month-end exercises, manual bank data re-keying disappears from AP workflows, payment approval chains leverage ERP-native workflow engines, and treasury teams see payment status inside their accounting system of record. Related: BAI2 export, API access, and multi-bank reporting feed the ERP integration layer.
Supported ERPs, the integration module each ERP exposes, inbound file formats, outbound payment formats, and typical implementation timeline.
| ERP Platform | Integration Module | Inbound Formats | Outbound Formats | Typical Timeline |
|---|---|---|---|---|
| SAP S/4HANA | FSCM Cash Management + BCM | BAI2, MT940, CAMT.053 | NACHA, MT101, PAIN.001 | 10-12 weeks |
| SAP ECC 6.0 | FSCM Cash Management | BAI2, MT940 | NACHA, MT101 | 8-10 weeks |
| Oracle Cloud ERP | Bank Statement Processing | BAI2, MT940, CAMT.053 | NACHA, PAIN.001 | 8-10 weeks |
| Oracle E-Business Suite | Treasury / Cash Management | BAI2, MT940 | NACHA, MT101 | 10-14 weeks |
| Oracle NetSuite | SuiteBank Connect | BAI2, CSV | NACHA, CSV | 3-4 weeks |
| Dynamics 365 Finance | Cash and Bank Management | BAI2, MT940 | NACHA, MT101 | 6-8 weeks |
| Dynamics 365 Business Central | Bank Account Reconciliation | BAI2, CSV | NACHA, CSV | 4-6 weeks |
| Workday Financial Management | Bank Statement Import | BAI2, CAMT.053 | PAIN.001 | 6-8 weeks |
| Sage Intacct | Bank Feed / Reconciliation | BAI2, OFX, CSV | NACHA, CSV | 3-5 weeks |
| Infor CloudSuite | Cash Management | BAI2, MT940 | NACHA, MT101 | 8-10 weeks |
ERP integration design follows OCC third-party risk management guidelines. Payment files comply with Federal Reserve clearing standards.
ERP integration doesn't operate in isolation — it pulls data from and pushes data through every other SinglePoint reporting and integration module.
BAI2 export is the primary file format ERPs ingest. Every ERP integration configuration starts with a BAI2 export profile tuned for that ERP's expectations.
API access powers direct connectors that embed SinglePoint inside the ERP's native UI for real-time balance refresh and payment approval.
Multi-bank reporting ensures consolidated data from all banks flows into the ERP — not just US Bank accounts.
Common questions about supported ERPs, integration mechanics, file formats, and implementation timelines.
Pre-built connectors for SAP (ECC, S/4HANA), Oracle (EBS, Cloud ERP, NetSuite), Microsoft Dynamics 365 (Finance, Business Central), Workday, Sage Intacct, and Infor CloudSuite. File-based integration works with any ERP that imports bank data.
SAP FSCM Cash Management with Bank Communication Management. Inbound BAI2 via EBS loader; outbound NACHA and MT101 via BCM. Bi-directional SFTP integration automates reconciliation and payment origination.
Yes. NetSuite SuiteBank Connect ingests BAI2 daily with auto-match reconciliation against open invoices and bills. Outbound NACHA files originate ACH payments from NetSuite payment runs.
Inbound: BAI2, MT940, CAMT.053, CSV. Outbound: NACHA, MT101, PAIN.001, CSV. SFTP delivery in both directions with SSH key authentication.
3-4 weeks for NetSuite file-based; 8-12 weeks for standard SAP; 16-20 weeks for complex multi-entity, multi-currency SAP rollouts. SinglePoint works alongside client ERP integrators.